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The definitive IVA information website

How does an IVA work?

An IVA, or Individual Voluntary Arrangement, is a formal debt solution that acts as an alternative to bankruptcy.

It allows people who are struggling with a serious debt problem, a chance to restructure their debt repayments to an affordable level, ensuring they repay only what they can afford.

The arrangement itself has a fixed term of, normally, 5 years after which any outstanding debts are written-off.

In most cases, an IVA will provide you with a substantial debt write-off, allowing you to only repay a percentage of your original debt.

What are the benefits of an IVA?

These are some of the benefits you can expect to receive through the IVA process:

Who can apply for an IVA?

To qualify for an IVA you need to:

How do I get an IVA?

You can apply for an IVA right now by calling IVA.info on 0800 088 7502 where our team of advisers are waiting to help you.

We are IVA specialists and will be happy to answer any questions you may have relating to any part of the IVA process. Our role is to guide you through the whole IVA process, from start to finish.

If you prefer, complete your IVA application on-line.

Understanding IVAs

The team behind IVA.info are dedicated to providing you with the highest levels of information and advice relating to the IVA debt solution.

We recognise just how important it is for you to fully understand the IVA process, particularly if you intend to make an informed decision on whether an IVA is the best way for you tackle your debts.

Whilst we specialise in IVAs, our advisers are extremely experienced and knowledgeable across the whole spectrum of debt solutions and will be happy to help you on the different aspects of each solution.

Simply call 0800 088 7502 for a free, 'no obligation', private consultation with one of the team.